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You will notice that the amount of SM Credits that we give you for the same price may vary by payment method. We have put a lot of thought into this decision and this is because we have different deals with different companies to provide different payments. They take a percentage of the money that you pay, but the amount they take is different dependent on country. We could give out SM Credits equally across all payment methods by using an average of the different payout percentages, but we do not want to penalise and raise prices on our cheapest forms of payment as we want to pass on that benefit to you in the form of more SM Credits.